Business Term Loans
Fixed-term capital for expansion, working capital, or refinancing existing debt. Predictable payments and clear timelines built around your cash flow.
Unsecured Capital Built to Scale Your BusinessThe Captain Capital Way
Access $25K–$10M+ with fast, flexible funding engineered around your growth — without giving up equity or control.
Single streamlined application across multiple funding partners
Options for term loans, consolidations, and working capital programs built for real-world cash flow, not just credit scores
Trusted by 20,000+ Businesses Nationwide
$2B+ Funded · 4.9★ Verified Reviews
💵 No hard pull
⚡ Fast approvals
🛡️ Safe & secure
Join Hundreds Of Businesses We've Funded
Who We Are
Your Trusted Partner for
Smarter, Stronger Business Capital
Captain Capital Group exists for one reason: to give business owners clear, strategic access to capital without the noise. We blend real underwriting experience, data-driven insight, and hands-on guidance to help you secure the right structure for your business – not just the fastest offer on the table.
Our team treats every file like a long-term relationship, not a one-time transaction. We’re built on clarity, transparency, and making sure you fully understand your options before signing anything.
- Transparent, numbers-first guidance you can rely on
- Fast, streamlined path from application to funding
- Access to unsecured, non-dilutive & flexible capital programs
- Solutions engineered for all revenue models and industries
15+
Years of business-finance experience
Start your application in minutes — no hard credit pull to see your options.
WHAT WE OFFER
Scope Our Services
These Are Some of the Solutions We Offer.
Flexible, institutional-grade capital programs designed to meet you where your business is today – and where you’re scaling tomorrow.
Lines of Credit
Revolving credit you can draw as needed for payroll, inventory, or short-term gaps – only pay on what you use.
Merchant Cash & Revenue-Based
Funding tied to your revenue, not just a credit score. New capital, restructures, and consolidation strategies to clean up stacked positions.
Bank & Institutional Loans
Access to bank-style and institutional programs for qualified borrowers seeking lower-cost, longer-term capital structures.
Real Estate & Bridge Loans
Financing for investment and commercial real estate, acquisitions, renovations, and bridge scenarios where timing and structure matter.
HELOC & Equity Lines
Home equity and owner-occupied lines for qualified principals looking to unlock low-cost capital from existing assets.
PIPE Funding for Public Companies
Structured equity and credit solutions for micro- and small-cap public issuers seeking growth capital, runway, or balance-sheet repair.
Custom & Hybrid Structures
Not every file fits one box. We design tailored combinations of term, revenue-based, and credit facilities to match your specific situation.
Real businesses. Real renewals.
Over 90% of eligible clients
renew funding with Captain Capital Group.
We don’t just fund deals — we build long-term capital strategies. As your revenue grows, we secure better structures, lower costs, and smarter access to working capital.
Renewal Rate (Eligible Clients)
90%+ choose us again
Repeat Funding Range
$250k–$2M per relationship
*Data based on Captain Capital Group internal performance across qualified renewal clients.
Captain Capital Group
Revenue-Based Financing
Current Renewal Facility
$750,000
Captain Capital Group
Business Line of Credit
Available Limit
$1,200,000
Captain Capital Group
SBA & Term Programs
Growth Capital Secured
$2,000,000
Fast capital. Zero collateral. Real results.
We connect businesses across America with the funding they need—when they need it. Through our powerful syndicate network, we unlock financing options others can't. Most approvals fund as soon as same day.
No red tape. No assets tied up. Just working capital, fast.
Our Team
Ethan Young
Jack Evans
Paul Hamilton
Jackain Mitchell
FAQ
Questions Business Owners Ask Us Every Day
Straight answers on how funding with Captain Capital Group works, what it costs, and what to expect before you apply.
Banks move slow and turn most small businesses away. Many MCA shops push the highest-cost offer they can sell. Captain Capital Group acts as a funding partner – we source capital from multiple programs and underwriters, then structure something that fits your cash flow and growth plans, not just our commission.
We work with a range of solutions including unsecured working capital, term loans, MCA consolidations, lines of credit, and hybrid structures. Our first step is to understand your current balances, cash flow, and goals – then we match you with programs that make sense for your situation.
No. Our initial review is based on soft data – bank statements, revenue, and a soft pull where applicable. There is no hard credit pull just to see your options. A hard inquiry is only done if you choose to move forward with a specific lender that requires it.
For most working capital and consolidation programs, approvals can be issued in a few hours and funding can happen in as little as 24–48 business hours once we have a complete file. More complex term structures may take a few days longer, but our team keeps you updated at each step.
Typically we start with a simple application, the last 3–6 months of business bank statements, and a snapshot of any existing advances or loans. From there, we only ask for what’s actually needed for underwriting – no endless paperwork or busywork.
No. We regularly help owners who have been declined elsewhere or who are juggling multiple advances. We look at the whole picture – revenue trends, cash flow, and business performance – not just one credit score on a screen.
Yes. One of the biggest reasons clients come to us is to clean up expensive daily or weekly payment stacks. We can often consolidate multiple advances into a single structured program with fewer debits and more room for your business to breathe.
Our compensation is built into the funding program and is fully disclosed up front. You’ll see the total payback, term, and estimated effective cost before you sign – no hidden junk fees, no surprise add-ons after the fact.
Still have questions?
Our team is happy to walk you through terms, pricing, and structure before you submit anything.
Email
[email protected]
Business Line
(813) 575-3170
Typical response time during business hours: under 1 hour.
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