One application connects you to direct, syndicated, and specialist funding options, reviewed by people who run businesses themselves. No hard pull to apply.
One application starts a guided review across direct, syndicated, and specialist options. You see the full structure before you decide.
Answer a few questions about your business, then connect bank statements or upload the documents needed for review.
We assess revenue, cash flow, existing obligations, assets, and timing, then compare the structures that fit the operating need.
Review final terms, complete verification, and receive approved funds, potentially as fast as the same business day.
*Same-day decisions or funding are not guaranteed. Timing depends on underwriting, verification, banking hours, final approval, and executed documents.
We can participate in select transactions, syndicate capital, or broker opportunities across a wider market. The goal is not to force every business into one product.

Inventory, payroll, marketing, or uneven cash-flow cycles, sized from how revenue actually arrives.
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Replace stacked short-term positions with a structure that meaningfully reduces payment pressure.
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Revolving access for repeatable, short-duration needs. Draw when you need it.
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Planned, durable investments with longer terms and more predictable payments.
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Equipment and facility capital tied to the operating return it creates.
Check my optionsLarger or asset-backed files get a dedicated conversation with our team.
Representative transactions described by Captain Capital. Details are intentionally limited to protect client confidentiality.
A $1.0M, 24-month facility for a production agency whose work supports major film productions, including projects produced for Netflix.
A $350K, one-year credit facility for a technology company operating critical back-end infrastructure used by an airline.
A $2.0M consolidation structure that included buying out $450K in existing merchant cash advance obligations to reduce short-term payment pressure.
A $200K home-equity line used by a qualified principal to retire existing merchant cash advance debt and replace short-duration business obligations.
A $3.0M convertible debt structure for a publicly traded company, secured by stock and coordinated with appropriate legal and regulatory review.
Captain Capital ownership and members of the sales team own operating businesses and real estate. We understand payroll weeks, tenant issues, inventory buys, slow receivables, and the real cost of missing an opportunity.
29 five-star, 1 four-star at time of research.
“They did what they said they would, and they did it within 24 hours.”Andrew HamiltonVerified Trustpilot review
“Gary made it very smooth and easy.”Lisa GreenVerified Trustpilot review
The process, the tradeoffs, and the documents, clear from the start.
All FAQs →The initial application is a no-hard-pull review. A specific provider may require a hard inquiry later if you choose to continue, and we will tell you before any inquiry is made.
Some working-capital decisions can be made within hours and may fund after final approval as quickly as the same or next business day. Bank, SBA, real-estate, HELOC, and public-company structures generally require more diligence and time.
Recent business bank statements (last 4 months), owner identification, a voided business check, and a current debt schedule. Larger requests may also require tax returns, interim financials, receivables reports, or collateral information.
Both, depending on the transaction. Captain Capital may participate directly or through a syndicate in select opportunities and may also broker or refer files to third-party funding sources. Final documents identify the actual provider and structure.
Potentially. We review balances, payment cadence, remaining terms, revenue, bank activity, and payoff letters. The objective is meaningful cash-flow improvement, not simply adding another position.
Two minutes, no hard credit pull, and a real person on your file. Funding from $10K–$30M.